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New Jersey This account features no monthly service charge and a minimum opening deposit of just $50. NJ Consumer checking allows up to eight checks or ACH debits to be posted to the account in a statement cycle, without a charge. Additional checks or debits in excess of eight posted to the account in a statement cycle are just 50 cents each. In addition to free checking, other convenient benefits include a free VISA Debit card and the ability to utilize Cornerstone Bank Overdraft Protection (advanced approval required).
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