Business Loans
& Credit Lines

Whether you need to finance a new building, make an acquisition or you are looking for working capital, we can help.

Commercial Mortgages:
For the purchase or refinance of your company's building with amortization terms out to 20 years or even longer.

Term Loans:
For equipment, permanent capital, business acquisitions, with terms up to 7 years.

SBA/Agency Loans:
Cornerstone Bank participates with Small Business Administration, New Jersey State EDA and other County Economic Development Authorities so that your company can benefit from their special loan programs.

Lines of Credit:
Traditional credit lines for working capital needs, may be secured by accounts receivable, inventory or other assets.

Small Business Equity Line:
Use real estate as collateral and establish a credit line. Unlike most credit lines that are renewed annually, some of our Lines offer a 2-year expiration with no clean-up required.

Letters of Credit:
Need to guarantee your company’s performance? We can help with a standby Letter of Credit.

Cornerstone Bank now offers our business customers the ability to make advances and payments on their Commercial Lines of credit by e-mail. Simply forward your request to us in the e-mail message and include your special PIN number (Personal Identification Number). All messages received prior to 2:00 p.m. will be transacted as of that day. It's that simple and convenient.