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SJ Business

  • checking
  • money market
  • loans
  • lines of credit
  • mortgages
  • remote capture

Business Banking

Business Checking

Business Budget Checking


Keep it simple
If your business has low transactional volume, Business Budget Checking could be the perfect fit.

  • No minimum balance ($100.00 minimum to open)
  • No monthly maintenance charge
  • Free ATM/VISA debit card
  • Free online banking and bill pay
  • Free first 1000 check, debit card and/or ATM withdrawals per statement cycle. Additional debits .18¢ per item.
  • Free first 1000 deposited items per statement cycle. Additional items .15¢
  • Free monthly statement including check images


Business Checking

Let's grow together
We invite corporations, partnerships, sole proprietorships and any business using a trade name to open a business checking account. At Cornerstone Bank we are committed to providing the personal attention you deserve.

  • No minimum balance ($100.00 minimum to open)
  • Free ATM/VISA debit card
  • Free online banking and bill pay
  • Free monthly statement including check images


Business Interest Checking

Earn some more
This interest bearing checking account designed for Individual Business Owners pays you competitive rates.

  • No minimum balance ($100.00 minimum to open)
  • Interest earned on accounts balances over $1.00
  • Competitive interest rates
  • Free ATM/VISA debit card
  • Free online banking and bill pay
  • Free monthly statement including check images

We offer a Full Suite of Cash Management products to help you manage your accounts.

Contact your Business Banker or Branch Manager for details on Business Account Analysis.


Master Escrow Checking

Let us help you take care of business
This account pays competitive interest rates on a tiered basis and is designed just for real estate agencies, multiple unit property owners/landlords, title companies or any party that manages multiple escrow accounts.

  • $1,000.00 minimum to open
  • No monthly service charge
  • Interest earned on account balances over $1.00
  • Competitive interest rates
  • Free online banking
  • Free monthly statement including check images
  • Ability to open sub-accounts
  • Free annual 1099 reporting to clients

Business Banking

Business Money Market

Indexed Money Market


Give your biz a boost


You can select the amount you wish to invest and enjoy a tiered rate of returns with this investment account. Link this account to a Business Checking account for easy transfers.

  • $500.00 minimum to open
  • Competitive interest rates
  • No monthly service charge
  • Make up to six electronic debit or 3rd party check transactions each statement cycle
  • Unlimited deposits and withdrawals at any teller
  • Free online banking and bill pay
  • Free monthly statement including check images

Business Banking

Business Loans

Find what works

Cornerstone Bank offers different loans specifically designed to meet your business lending needs.  Our commercial lending department has the knowledge and expertise to help with any lending you may need. And remember, we're local so we are there to exclusively serve your community.

Term Loans


Whether you need to finance a new piece of equipment, help with an acquisition or provide you with the working capital to grow your business.   Our term loans can be used for equipment, permanent working capital and business acquisitions, with terms up to 7 years.

SBA/Goverment Backed


Cornerstone Bank participates with the U.S. Small Business Administration (SBA), New Jersey State Economic Development Authority (NJEDA) and other county economic development authorities. Your company can benefit from their special loan programs which offer longer terms and lower rates. Our experienced lending team will work with you in preparing the necessary application materials, and we will let you know our credit decision promptly upon receiving your completed application.

* Loans and credit lines are subject to credit approval.

Business Banking

Business Line of Credit

Here when you need us
We can finance your new building, help with your acquisition and provide you with the working capital to put your business on the map.

Business Line of Credit


You've worked hard to build your business – why not take it to the next level with a Business Line of Credit.  Our revolving credit lines are designed for business owners who require financing for ongoing expenditures, with the ability to borrow and repay without having to reapply for new credit. This loan is intended for businesses that need to finance inventory, receivables, and supplies on a continual basis.

Letters of Credit

Need to guarantee your company's performance? We can help with a standby letter of credit.

* Loans and credit lines are subject to credit approval.

Business Banking

Commercial Mortgages

Commercial Mortgages

We invest in our community
For the purchase or refinance of your company's building with amortization terms out to 20 years or even longer. Cornerstone Bank's commercial mortgages offer a solution for a business needing financing for many different property types.

  • Retail
  • Office
  • Mixed-Use
  • Industrial
  • Multi-family Residential

* Loans and credit lines are subject to credit approval.


Business Banking


Remote Capture

Remote Deposit Capture

Solutions for success
Welcome to C-SCAN. No lines, no rushing, no beating the clock. The remote deposit system is an invaluable investment in the financial stability of your business. We'll help you get the hardware to scan and convert checks, ensuring that the funds are credited the next business day.
  • Efficient and accurate
  • One-time bank setup and licensing charge
  • Simplify reconciliation to easily update an A/R system
  • View check images from anywhere in the world (with authorized access)
  • Consolidate banking activity for multiple locations to a single account

 
 
Customer Service 856-439-0300
6000 Midlantic Dr, Ste 120S, Mt Laurel, NJ 08054
Cornerstone Bank. Member FDIC Equal Opportunity Lender